Bay area down payment assistance and first-time homebuyer grant that is 100% forgivable? Everyone should know about this down payment program, it’s the closest thing to “free money” I’ve seen in the real estate industry. While all assistance programs have pros and cons, this one comes with very few strings attached. This program works in […]
Community Guardian Grant
July 16, 2024 By
The Bay Area Community Guardian Grant is a 100% forgivable grant offered through the public finance authority. What is the Community Guardian Grant? It is a national grant that is easy to qualify for and available in all states except Washington. Unlike other down payment programs, this grant has many ways to qualify. There are rules and guidelines but […]
What is a Temporary Buy-Down Mortgage – Bay Area Mortgage Broker Explains Details.
January 31, 2023 By
When Bay Area mortgage rates go higher? It’s no secret that interest rates have skyrocketed for Bay Area home buyers from their low points in 2021. When interest rates rise rapidly, it quickly diminishes the ability for many borrowers and prospective home owners to purchase a home that they might’ve been preapproved for before. Many […]
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May 18, 2022 By
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Pleasant Hill Housing Market Trends
March 2, 2022 By
In January 2022, the median listing home price in Pleasant Hill, CA was $869K, trending up 10.1% year-over-year. The median listing home price per square foot was $547. The median home sold price was $1.1M. Newest Homes for Sale in Pleasant Hill HOMEOWNERS: Get Homebot for Free
New Concord Home for Sale
April 14, 2020 By
Concord homes for sale. Best concord realtor featured property for sale. First time home buyer special financing programs available.
Temporary Funding Verification of Employment
April 2, 2020 By
CRITICAL UPDATE RE: RE-VERIFICATION OF EMPLOYMENT The following form must be signed just before loan funding. Because of the sudden massive layoffs and job losses due to COVID-19 most lenders have updated their procedures to re-confirm, before funding, the borrower is still employed. If the borrower’s employer cannot verify the borrower is actively still employed and […]
How Coronavirus Shelter in Place Closing is Affecting Mortgages
March 17, 2020 By
HOW SHELTER IN PLACE IS EFFECTING HOME FINANCING See in detail how the new 2020 recession is effecting mortgage rates here. Fannie Mae, Freddie Mac offer help to homeowners in COVID-19 crisis Two of the country’s best-known mortgage lenders want to help people to keep their homes. Fannie Mae and Freddie Mac both released statements […]
2020 Refinance Boom – Coronavirus Market Crash!
March 15, 2020 By
Due to everything that is going on with the Coronavirus, markets crashing, and overall fast paced changes we’ve been seeing, we wanted to keep you updated as things change and develop in the mortgage markets. How is lending affected? How will this affect real estate transactions? Just about EVERY INDUSTRY and every person will be […]
Bay Area Real Estate – Who Pays Property Taxes.
February 23, 2020 By
Who pays property taxes when purchasing a home in Pleasant Hill, Concord, Walnut Creek or Lafayette. Home buying questions answered.
Weekly Wrap Up – Bay Area Mortgage Rates Back on Fire?
October 4, 2019 By
Mortgage rates are lower than they were at the close last week. Volatility is lower considerably since last week. If you missed the bottom a few weeks ago now may be a good time to take another look at a Cashout Refinance. Right now we are seeing massive volume increases from homeowners looking for cash […]
Pleasant Hill Real Estate Market Trends Spring 2019
March 30, 2019 By
2018 was a horrible time to be a home buyer right? So much competition among buyers, bidding wars and closing prices well over what the seller was originally asking right? A few times per year we like to drill down and take a really close look at the real estate and lending market. We’re always […]
Using Your Bay Area Home as Part of your Financial Plan
February 19, 2019 By
Seems like EVERYONE wants to offer you a home value report right? When you get online everyone and their mother wants to give you a valuation on your home? Boring right? Are you looking for an ACCURATE home value report for your Bay Area home that you can count on and refer back to on […]
First Time Home Buyer Down Payment Assistance Contra Costa
December 28, 2018 By 1 Comment
Take a quick look over my shoulder as I compare two very popular low down payment scenarios apples to apples with a zero down payment loan program that most lenders won’t even tell you about. Right now there are several Down Payment Assistance Programs available in Contra Costa County. Currently there is a program in […]
4 Simple Steps to a Perfect Business Elevator Pitch: Examples, Outline, Format & Startup
December 5, 2018 By 27 Comments
If you are in a referral direct networking business it is important you have a perfect business elevator pitch down and ready for anytime you might need to use it. When you are an entrepreneur or a Real Estate Investor it can be very difficult to ask that age old question “What do you do?” […]
2019 FASTEST MORTGAGE LOAN CLOSINGS IN THE CA BAY AREA
December 5, 2018 By 8 Comments
Are you looking for the fastest closing on your home loan or new mortgage? Not only are we a DIRECT LENDER but we also work with over 50 different banks and lending partners all over California. Our team is recognized as a top producing Mortgage Broker among of over 500 throughout California. If you’re looking […]
What to Expect in the Home Loan Process
November 5, 2018 By 10 Comments
Looking for a Bay Area Mortgage Pre Approval? The home loan process in the Bay Area can be full of challenges and “turbulence” sometimes. Rest assured the challenges are 100% worth it in order to become a home owner. If you want to cut to the chase and get your pre approval just go here. […]
EXCEL DOWNLOAD Bay Area Rent vs Buy Calculator xls
May 20, 2018 By
Just click the image below and you can download our custom rent vs buy excel calculator. When you use this calculator you can take a close look at the cost/benefit of renting vs buying in the Bay Area. People who downloaded this sheet were also interested in this buyers crash course. DOWNLOAD THE XLS FILE […]
Fast Bay Area Mortgage Loan Pre Approval
May 17, 2018 By 2 Comments
It’s so easy to get a mortgage pre-approval letter. It should only take about 15 minutes on the phone with a good Loan Officer and just a bit of work gathering a few income documents. We specialize in getting you pre approved fast in cities like Pleasant Hill, Walnut Creek, Concord, Martinez and Lafayette, or […]
