Bay area down payment assistance and first-time homebuyer grant that is 100% forgivable? Everyone should know about this down payment program, it’s the closest thing to “free money” I’ve seen in the real estate industry. While all assistance programs have pros and cons, this one comes with very few strings attached. This program works in […]
Community Guardian Grant
The Bay Area Community Guardian Grant is a 100% forgivable grant offered through the public finance authority. What is the Community Guardian Grant? It is a national grant that is easy to qualify for and available in all states except Washington. Unlike other down payment programs, this grant has many ways to qualify. There are rules and guidelines but […]
What is a Temporary Buy-Down Mortgage – Bay Area Mortgage Broker Explains Details.
When Bay Area mortgage rates go higher? It’s no secret that interest rates have skyrocketed for Bay Area home buyers from their low points in 2021. When interest rates rise rapidly, it quickly diminishes the ability for many borrowers and prospective home owners to purchase a home that they might’ve been preapproved for before. Many […]
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Pleasant Hill Housing Market Trends
In January 2022, the median listing home price in Pleasant Hill, CA was $869K, trending up 10.1% year-over-year. The median listing home price per square foot was $547. The median home sold price was $1.1M. Newest Homes for Sale in Pleasant Hill HOMEOWNERS: Get Homebot for Free
New Concord Home for Sale
Concord homes for sale. Best concord realtor featured property for sale. First time home buyer special financing programs available.
Temporary Funding Verification of Employment
CRITICAL UPDATE RE: RE-VERIFICATION OF EMPLOYMENT The following form must be signed just before loan funding. Because of the sudden massive layoffs and job losses due to COVID-19 most lenders have updated their procedures to re-confirm, before funding, the borrower is still employed. If the borrower’s employer cannot verify the borrower is actively still employed and […]
How Coronavirus Shelter in Place Closing is Affecting Mortgages
HOW SHELTER IN PLACE IS EFFECTING HOME FINANCING See in detail how the new 2020 recession is effecting mortgage rates here. Fannie Mae, Freddie Mac offer help to homeowners in COVID-19 crisis Two of the country’s best-known mortgage lenders want to help people to keep their homes. Fannie Mae and Freddie Mac both released statements […]
2020 Refinance Boom – Coronavirus Market Crash!
Due to everything that is going on with the Coronavirus, markets crashing, and overall fast paced changes we’ve been seeing, we wanted to keep you updated as things change and develop in the mortgage markets. How is lending affected? How will this affect real estate transactions? Just about EVERY INDUSTRY and every person will be […]
Bay Area Real Estate – Who Pays Property Taxes.
Who pays property taxes when purchasing a home in Pleasant Hill, Concord, Walnut Creek or Lafayette. Home buying questions answered.
Pleasant Hill Real Estate Market Trends Spring 2019
2018 was a horrible time to be a home buyer right? So much competition among buyers, bidding wars and closing prices well over what the seller was originally asking right? A few times per year we like to drill down and take a really close look at the real estate and lending market. We’re always […]
C2 Financial Online Mortgage Application
Apply online quickly with C2 Financial. We can process your mortgage application almost 100% online. Of course your mortgage expert is always ready to help you through the process and available via phone or email. Fill out your C2 Financial mortgage application here and get pre approved same day.
Using Your Bay Area Home as Part of your Financial Plan
Seems like EVERYONE wants to offer you a home value report right? When you get online everyone and their mother wants to give you a valuation on your home? Boring right? Are you looking for an ACCURATE home value report for your Bay Area home that you can count on and refer back to on […]
First Time Home Buyer Down Payment Assistance Contra Costa
Take a quick look over my shoulder as I compare two very popular low down payment scenarios apples to apples with a zero down payment loan program that most lenders won’t even tell you about. Right now there are several Down Payment Assistance Programs available in Contra Costa County. Currently there is a program in […]
4 Simple Steps to a Perfect Business Elevator Pitch: Examples, Outline, Format & Startup
If you are in a referral direct networking business it is important you have a perfect business elevator pitch down and ready for anytime you might need to use it. When you are an entrepreneur or a Real Estate Investor it can be very difficult to ask that age old question “What do you do?” […]
2019 FASTEST MORTGAGE LOAN CLOSINGS IN THE CA BAY AREA
Are you looking for the fastest closing on your home loan or new mortgage? Not only are we a DIRECT LENDER but we also work with over 50 different banks and lending partners all over California. Our team is recognized as a top producing Mortgage Broker among of over 500 throughout California. If you’re looking […]
What to Expect in the Home Loan Process
Looking for a Bay Area Mortgage Pre Approval? The home loan process in the Bay Area can be full of challenges and “turbulence” sometimes. Rest assured the challenges are 100% worth it in order to become a home owner. If you want to cut to the chase and get your pre approval just go here. […]