People always ask me where can I get a fast closing mortgage in California? What is the fastest I can close a loan? Well I can say with confidence we can help you facilitate a loan that closes fast. We have the fastest closings on FHA purchase loans in the mortgage business. […]
How to Get a Home Loan That Closes Fast in California – Use a Private Portfolio Lender Fast Closing Mortgages
June 10, 2012 By Leave a Comment
Bay Area Mortgage Rates Hold at Lows After May Jobs Report
May 7, 2012 By Leave a Comment
Market Commentary from Mortgage Daily Bay Area mortgage rates in the SF and surrounding areas continue to operate at their best levels since early February following Friday’s weaker-than-expected Employment Situation report. There was effectively no change in most lenders’ rate sheet offerings versus Friday morning’s rates. Even last week, there were no dramatic movements into the […]
Jobs Report Has Bay Area Mortgage Rates Dropping to All Time Lows
May 4, 2012 By Leave a Comment
Posted by Jason Wheeler | Fully Follow Me | Subscribe Today’s jobs report has tanked the stock market and interest rates on Mortgages are sharply lower near thier 3 month lows. American employers added fewer workers than forecast in April and the jobless rate unexpectedly fell as people left the labor force, adding to […]
Mortgage APR Explained, What is the Difference Between and Interest Rate and APR
May 3, 2012 By 1 Comment
THE APR (Annual Percentage Rate) CAN BE VERY HELPFUL It is also one of the most misunderstood numbers people find when applying for loans. As consumer loans, and mortgages in particular, turned more complicated it became necessary to help regulate the way lenders advertise and notify the potential borrower of their interest rates. The attempt […]
Bay Area Lenders Mortgage Rates Slightly Improved From Last Week
April 20, 2012 By Leave a Comment
Posted by Jason Wheeler | Fully Follow Me | Subscribe Current mortgage rates in the East Bay area continue to be very attractive for consumers that are looking to buy real estate or apply for a refinance. If you look at the current trends it looks very likely that rates will meet some downward resistance […]
Bay Area Mortgage Rates a bit Higher Than Yesterday But Still in Great Shape
April 17, 2012 By 1 Comment
Posted by Jason Wheeler | Fully Follow Me | Subscribe Mortgages Rates for CA Bay Area loans rose slightly today after hitting their lowest levels since late February yesterday. While that leaves yesterday and 4/10 as two best days for mortgage rates over the past month and a half, today’s offerings are still better than […]
Bay Area Current Mortgage Rates Today Hit Lowest Point Since February
April 16, 2012 By 1 Comment
Posted by Jason Wheeler | Fully Follow Me | Subscribe Mortgage rates continue to decline from last week. Current pricing is now at it’s lowest since February. Recommendation is to lock in if you are processing a mortgage and you are looking to close this month. ——————————————————– After closing out the previous week with slight […]
CA Bay Area Mortgage Rates Inch Back Into Historically Low Territory
April 10, 2012 By 1 Comment
Posted by Jason Wheeler | Fully Follow Me | Subscribe After quite a few ticks upward in the last few weeks It looks like mortgage rates have pushed back down to their historic lows in the Contra Costa East Bay Area. If you are in the middle of processing a loan or you are refinancing […]
Bay Area Mortgage Rates Spike to Highest Level of the Year. Will They Return to Their Lows?
March 21, 2012 By Leave a Comment
Posted by Jason Wheeler | Fully Follow Me | Subscribe With a huge spike in interest rates last week many are freaking out on a new uptrend. I say hold your horses and they will be on their way back down in the few weeks to come. My recommendation is to wait on locking […]
FHA Mortgage Insurance Rates are Going Up in April 2012 for Bay Area Borrowers
February 28, 2012 By Leave a Comment
Posted by Jason Wheeler | Fully Follow Me | Subscribe The FHA is said to be raising mortgage insurance rates in April 2012 from 1.00% to 1.75% and the monthly premium is going from 1.10% to 1.20%. This means you need to get off the fence and buy that home you’ve been thinking about […]
Deducting CA Home Mortgage Loan Interest Rates – Saving on your California Taxes
February 20, 2012 By 1 Comment
Guest post by Kevin Craig Is this how you feel when you think about tackling your taxes? Deducting home mortgage loan interest rates – Saving on your taxes Getting tax breaks on your home mortgage loan is one of the biggest benefits of home ownership but you need to know how it is possible to […]
Home Sales Surge in Pleasant Hill California While Surrounding Cities Stay Flat
January 3, 2012 By 1 Comment
Posted by Jason Wheeler | Fully Follow Me | Subscribe Home sales in Pleasant Hill California have had quite a surge in the last month and reach their highest point in the last year. Do you think this trend will continue? Surrounding cities that share a border with Pleasant Hill CA such as Lafayette, Concord, […]
New Year 2012 CA Bay Area Mortgage Trends Best Rates in the Bay
January 3, 2012 By Leave a Comment
Posted by Jason Wheeler | Fully Follow Me | Subscribe By MIA LAMAR Average fixed mortgage rates in the U.S. over the past week finished the year near all-time lows, with the 30-year home loan at 3.95%. According Freddie Mac’s weekly survey of mortgage rates, the rate for a 30-year fixed-rate mortgage has been at […]
Getting a VA Home Loan with Imperfect Employment History in the CA Bay Area
December 29, 2011 By Leave a Comment
Posted by Jason Wheeler | Fully Follow Me | Subscribe Guest post by Kevin Pearia Tips to Secure a VA Home Loan with Imperfect Employment History The mortgage meltdown seen in recent years made securing a home loan more difficult than most people can remember. Conventional lenders tightened lending requirements, which made it nearly […]
TODAYS CURRENT MORTGAGE RATES
November 6, 2011 By 2 Comments
So… you want today’s best mortgage rates for your home purchase or refinance? Bank rates change daily and sometimes multiple times daily. See below for most up to date data on mortgage trends. If you would like pin point pricing you should email or call us anytime. CURRENT INTEREST RATES MAJOR MORTGAGE RATES INTEREST RATE […]
HARP 2.0 Program 2012 Could Help Many in SF Bay Area – Fannie Mae Home Affordable Refinance Program & Freddie Mac’s Open Access
November 1, 2011 By 20 Comments
Posted by Jason Wheeler | Fully Follow Me | Subscribe Update 2/10/2012 – We are now accepting applications for this new program. inquire today right here! and find out about HARP 2 rates today. If you want to learn a whole lot more about HARP 2.0 changes and if you can benefit from them if […]
Home Affordable Refinance Program (HARP) Gets Revamp From Obama in the SF Bay Area
October 25, 2011 By Leave a Comment
Posted by Jason Wheeler | Fully Follow Me | Subscribe The Home Affordable Refinance Program HARP is alive and well in the SF Bay Area. Most lenders will go up to 110% of your homes current value however we work with several lenders that will allow for up to 125% of the homes value. Now […]
Loan Denied by Wells Fargo, Chase or Bank of America? I Can Likely Still Help You
October 24, 2011 By Leave a Comment
Posted by Jason Wheeler | Fully Follow Me | Subscribe —————————————————————— Things sure have been busy the past few months with a major refinance boom happening. In the past three months I’ve been able to several people refinance thier home and save a ton of money. If you have not asked me about my lending […]
Why did the Government FHFA Sue the Nations Largest Banks. How will it Effect SF Bay Area Real Estate and Lending?
September 2, 2011 By 1 Comment
Posted by Jason Wheeler | Fully Follow Me | Subscribe It looks like the Federal Housing Finance Agency (FHFA) will be suing banks like Bank of America, Barclays, JP Morgan Chase and many others. The FHFA says many mortgage loans given in the SF Bay Area and through out the United States have been Fraudulent […]
What’s Happening In Real Estate and Mortgages Today
July 29, 2011 By Leave a Comment
Posted by Jason Wheeler | Fully Follow Me | Subscribe Rates continue to drop the week of July 29th 2011 for Contra Costa Mortgage applicants. Chart from Investools.com Heres the weekly report according to the Wall Street Journal Mortgage rates in the U.S. were again little changed over the past week, as readings on […]
