In this video Saverio R. Pellicano talks about bay area real estate trends in cities like Walnut Creek, Pleasant Hill, Lafayette and Orinda. Saverio has a lot of great charts and data on the bay area real estate market and showcases great knowledge on the status of the inventory available for sale in the […]
Fundraiser For Great Friends and Horrible Genetic Disease Niemann-Pick
September 30, 2012 By Leave a Comment
I felt lucky to spend a big part of my day yesterday with some of my favorite people. The Brooks family held an amazing fund raiser at the newly renovated Rankin Park in Martinez California for their amazing little man Jacob. Jacob is the Brooks first born and tragically he’s been diagnosed with a horrible […]
Loan Fraud: Don’t Do the Crime and you Wont Do any Time
September 20, 2012 By Leave a Comment
Loan sharks and fraud are pretty much a thing of the past in this industry I would say for the most part. There used to be agents everywhere creating false fraudulent documents but the penalties are just too crazy now. Don’t do the crime and you won’t do the time. This guy is one of […]
Using Assets as Income to Qualify For a California Mortgage Loan
August 10, 2012 By 2 Comments
Asset based lending in CA Bay Area Cities like Walnut Creek, Lafayette, Orinda and Pleasant Hill is alive and well. Did you know that if you have a large amount for liquid assets in a mutual fund or stock account, but you are having trouble documenting income as defined by the IRS on your […]
Bay Area Jumbo Loans Approved When Other Lenders Say No – Plegded Assets and Asset Depletion Are Okay!
July 27, 2012 By 2 Comments
C2 Financial and Jason Wheeler have some unique products that will help you get a jumbo loan closed. If you have significant stock holdings, or other liquid assets however you lack the ability to document income as defined by the IRS we can likely help you if you have been turned down by other […]
Understanding the Broker Borrower Agreements On Commercial and Residential Loans
June 22, 2012 By Leave a Comment
Gary has some great insights on the ins and outs of a borrower broker agreement. In California you are not obligated to any binding agreement until finalized loan documents are signed and the loan is funded. However depending on where you go you may find that things can differ from place to place. Some key […]
How to Get a Home Loan That Closes Fast in California – Use a Private Portfolio Lender Fast Closing Mortgages
June 10, 2012 By Leave a Comment
People always ask me where can I get a fast closing mortgage in California? What is the fastest I can close a loan? Well I can say with confidence we can help you facilitate a loan that closes fast. We have the fastest closings on FHA purchase loans in the mortgage business. […]
Bay Area Mortgage Rates Hold at Lows After May Jobs Report
May 7, 2012 By Leave a Comment
Market Commentary from Mortgage Daily Bay Area mortgage rates in the SF and surrounding areas continue to operate at their best levels since early February following Friday’s weaker-than-expected Employment Situation report. There was effectively no change in most lenders’ rate sheet offerings versus Friday morning’s rates. Even last week, there were no dramatic movements into the […]
Jobs Report Has Bay Area Mortgage Rates Dropping to All Time Lows
May 4, 2012 By Leave a Comment
Posted by Jason Wheeler | Fully Follow Me | Subscribe Today’s jobs report has tanked the stock market and interest rates on Mortgages are sharply lower near thier 3 month lows. American employers added fewer workers than forecast in April and the jobless rate unexpectedly fell as people left the labor force, adding to […]
Mortgage APR Explained, What is the Difference Between and Interest Rate and APR
May 3, 2012 By 1 Comment
THE APR (Annual Percentage Rate) CAN BE VERY HELPFUL It is also one of the most misunderstood numbers people find when applying for loans. As consumer loans, and mortgages in particular, turned more complicated it became necessary to help regulate the way lenders advertise and notify the potential borrower of their interest rates. The attempt […]
Local SF Bay Area 420 Events and the History Of How April 20th Became Weed Day.
April 20, 2012 By 1 Comment
I have not personally enjoyed “420 Weed Day” since I was in college the stuff makes me paranoid and lazy now!! However I remember when I was a kid in High School and this day really took off as a holiday. Here is a bit of history of just how it came to be. And […]
Bay Area Lenders Mortgage Rates Slightly Improved From Last Week
April 20, 2012 By Leave a Comment
Posted by Jason Wheeler | Fully Follow Me | Subscribe Current mortgage rates in the East Bay area continue to be very attractive for consumers that are looking to buy real estate or apply for a refinance. If you look at the current trends it looks very likely that rates will meet some downward resistance […]
Bay Area Mortgage Rates a bit Higher Than Yesterday But Still in Great Shape
April 17, 2012 By 1 Comment
Posted by Jason Wheeler | Fully Follow Me | Subscribe Mortgages Rates for CA Bay Area loans rose slightly today after hitting their lowest levels since late February yesterday. While that leaves yesterday and 4/10 as two best days for mortgage rates over the past month and a half, today’s offerings are still better than […]
Bay Area Current Mortgage Rates Today Hit Lowest Point Since February
April 16, 2012 By 1 Comment
Posted by Jason Wheeler | Fully Follow Me | Subscribe Mortgage rates continue to decline from last week. Current pricing is now at it’s lowest since February. Recommendation is to lock in if you are processing a mortgage and you are looking to close this month. ——————————————————– After closing out the previous week with slight […]
