Bay area real estate agent talks about the real estate listings available in the Lakewood area of Walnut Creek California. Bay area real estate agents like Steve have great knowledge on the bay area real estate market trends that are currently pushing prices up or down in any given real estate market. A bay […]
Fundraiser For Great Friends and Horrible Genetic Disease Niemann-Pick
I felt lucky to spend a big part of my day yesterday with some of my favorite people. The Brooks family held an amazing fund raiser at the newly renovated Rankin Park in Martinez California for their amazing little man Jacob. Jacob is the Brooks first born and tragically he’s been diagnosed with a horrible […]
Loan Fraud: Don’t Do the Crime and you Wont Do any Time
Loan sharks and fraud are pretty much a thing of the past in this industry I would say for the most part. There used to be agents everywhere creating false fraudulent documents but the penalties are just too crazy now. Don’t do the crime and you won’t do the time. This guy is one of […]
Using Assets as Income to Qualify For a California Mortgage Loan
Asset based lending in CA Bay Area Cities like Walnut Creek, Lafayette, Orinda and Pleasant Hill is alive and well. Did you know that if you have a large amount for liquid assets in a mutual fund or stock account, but you are having trouble documenting income as defined by the IRS on your […]
Bay Area Jumbo Loans Approved When Other Lenders Say No – Plegded Assets and Asset Depletion Are Okay!
C2 Financial and Jason Wheeler have some unique products that will help you get a jumbo loan closed. If you have significant stock holdings, or other liquid assets however you lack the ability to document income as defined by the IRS we can likely help you if you have been turned down by other […]
Understanding the Broker Borrower Agreements On Commercial and Residential Loans
Gary has some great insights on the ins and outs of a borrower broker agreement. In California you are not obligated to any binding agreement until finalized loan documents are signed and the loan is funded. However depending on where you go you may find that things can differ from place to place. Some key […]
How to Get a Home Loan That Closes Fast in California – Use a Private Portfolio Lender Fast Closing Mortgages
People always ask me where can I get a fast closing mortgage in California? What is the fastest I can close a loan? Well I can say with confidence we can help you facilitate a loan that closes fast. We have the fastest closings on FHA purchase loans in the mortgage business. […]
Bay Area Mortgage Rates Hold at Lows After May Jobs Report
Market Commentary from Mortgage Daily Bay Area mortgage rates in the SF and surrounding areas continue to operate at their best levels since early February following Friday’s weaker-than-expected Employment Situation report. There was effectively no change in most lenders’ rate sheet offerings versus Friday morning’s rates. Even last week, there were no dramatic movements into the […]
Jobs Report Has Bay Area Mortgage Rates Dropping to All Time Lows
Posted by Jason Wheeler | Fully Follow Me | Subscribe Today’s jobs report has tanked the stock market and interest rates on Mortgages are sharply lower near thier 3 month lows. American employers added fewer workers than forecast in April and the jobless rate unexpectedly fell as people left the labor force, adding to […]
Mortgage APR Explained, What is the Difference Between and Interest Rate and APR
THE APR (Annual Percentage Rate) CAN BE VERY HELPFUL It is also one of the most misunderstood numbers people find when applying for loans. As consumer loans, and mortgages in particular, turned more complicated it became necessary to help regulate the way lenders advertise and notify the potential borrower of their interest rates. The attempt […]
Local SF Bay Area 420 Events and the History Of How April 20th Became Weed Day.
I have not personally enjoyed “420 Weed Day” since I was in college the stuff makes me paranoid and lazy now!! However I remember when I was a kid in High School and this day really took off as a holiday. Here is a bit of history of just how it came to be. And […]