Take a quick look over my shoulder as I compare two very popular low down payment scenarios apples to apples with a zero down payment loan program that most lenders won’t even tell you about. Right now there are several Down Payment Assistance Programs available in Contra Costa County. Currently there is a program in […]
[Buyer Crash Course] How to Buy a Bay Area Home This Year
December 26, 2018 By 3 Comments
The Real Estate market forecast to be great for potential home buyers that were frustrated with massive competition in the few years past. People always ask me… “How do I buy a house in the Bay Area?” If you are looking to buy in the Diablo Valley East Bay Area? We focus and specialize in […]
2019 FASTEST MORTGAGE LOAN CLOSINGS IN THE CA BAY AREA
December 5, 2018 By 8 Comments
Are you looking for the fastest closing on your home loan or new mortgage? Not only are we a DIRECT LENDER but we also work with over 50 different banks and lending partners all over California. Our team is recognized as a top producing Mortgage Broker among of over 500 throughout California. If you’re looking […]
What to Expect in the Home Loan Process
November 5, 2018 By 10 Comments
Looking for a Bay Area Mortgage Pre Approval? The home loan process in the Bay Area can be full of challenges and “turbulence” sometimes. Rest assured the challenges are 100% worth it in order to become a home owner. If you want to cut to the chase and get your pre approval just go here. […]
Fast Bay Area Mortgage Loan Pre Approval
May 17, 2018 By 2 Comments
It’s so easy to get a mortgage pre-approval letter. It should only take about 15 minutes on the phone with a good Loan Officer and just a bit of work gathering a few income documents. We specialize in getting you pre approved fast in cities like Pleasant Hill, Walnut Creek, Concord, Martinez and Lafayette, or […]
6 Reasons It’s a Good Idea to Look at a Refinance
October 16, 2017 By 1 Comment
Paying a mortgage can feel like a trap sometimes! It feels like mortgage companies are sticking it to you right? Whether you recently bought a home two or three years ago, or if you’ve been paying on your current mortgage for several years there’s one thing that is certain. Mortgage servicer’s are interested in one […]
Buying A Bay Area House with A Low Down Payment Loan
August 19, 2016 By 1 Comment
Did you know that you can still buy a home with a low down payment mortgage with using as little as 1% of your own money for your down payment? Before the market crashed in 2007 “no down payment loans” were used on almost every transaction when first time home buyers with limited to no […]
Major Mistakes to Avoid When Buying Real Estate
March 2, 2014 By Leave a Comment
Not too long ago I wrote up a list of things that will surely destroy your ability to secure a real estate loan. You will definitely want to learn about the major mistakes to avoid when buying Real Estate Many consumers that are shopping with a pre-approval letter don’t realize that you can really screw […]
Best Mortgage Company for Loan Officers: Banker & Broker 1099 Pay 90% Commissions
January 15, 2014 By 3 Comments
We are looking for experienced independent Loan Officers that know how to close loans in California, Nevada, Washington, Florida, Colorado, Oregon and Texas. If you are a seasoned Loan Officer and you want to get paid 1099 income read below and then contact us for information that you will need to get started. Best bay […]
Plan to Payoff Debt Fast: Debt Reduction Calculator Avalanche Excel Spreadsheet Download
December 29, 2013 By 17 Comments
AMAZING VALUE WITH THIS DEBT REDUCTION SNOWBALL or AVALANCHE CALCULATOR I use this custom debt reduction calculator personally. It comes as an easy to use Excel spreadsheet, and you can download it for free by clicking the link below. I originally found this spreadsheet on the everything Excel template site vertex42. They’ve got some great templates […]
Unsecured Lending: Bay Area Unsecured Loans for Business Debt Consolidation and Home Improvement
May 21, 2013 By 1 Comment
Unsecured lending has recently been very difficult to qualify for in the recent lending environment due to highly regulated restrictions set upon most banks due to the Mortgage Meltdown of 2007 that ultimately toppled the economy. If you have a need for a loan we may be able to help you with a personal private […]
Using Assets as Income to Qualify For a California Mortgage Loan
August 10, 2012 By 2 Comments
Asset based lending in CA Bay Area Cities like Walnut Creek, Lafayette, Orinda and Pleasant Hill is alive and well. Did you know that if you have a large amount for liquid assets in a mutual fund or stock account, but you are having trouble documenting income as defined by the IRS on your […]
How to Successfully Negotiate Credit Card Debt Payoff 9 Easy Steps to Debt Freedom and Credit Repair in the California Bay Area
December 21, 2010 By 1 Comment
So you want to know how to successfully negotiate credit card debt in just a few easy steps? I talk to people all the time who are in over their head with credit card debts and have just spent too much money… They just don’t know how easy and affordable it really could be to […]
