Take a quick look over my shoulder as I compare two very popular low down payment scenarios apples to apples with a zero down payment loan program that most lenders won’t even tell you about. Right now there are several Down Payment Assistance Programs available in Contra Costa County. Currently there is a program in […]
Walnut Creek Jumbo Loans: What is the Lowest Rate Today and What Exactly is a Jumbo Loan?
Jumbo mortgage loans for Walnut Creek CA homes can be hard to get approved for if you aren’t working with a Loan Officer or Mortgage Broker that knows exactly how to structure your loan. Most consumers applying for these large Jumbo Loans in the Walnut Creek area have complicated tax returns with K-1s and many […]
Using Assets as Income to Qualify For a California Mortgage Loan
Asset based lending in CA Bay Area Cities like Walnut Creek, Lafayette, Orinda and Pleasant Hill is alive and well. Did you know that if you have a large amount for liquid assets in a mutual fund or stock account, but you are having trouble documenting income as defined by the IRS on your […]
Jobs Report Has Bay Area Mortgage Rates Dropping to All Time Lows
Posted by Jason Wheeler | Fully Follow Me | Subscribe Today’s jobs report has tanked the stock market and interest rates on Mortgages are sharply lower near thier 3 month lows. American employers added fewer workers than forecast in April and the jobless rate unexpectedly fell as people left the labor force, adding to […]
Bay Area Current Mortgage Rates Today Hit Lowest Point Since February
Posted by Jason Wheeler | Fully Follow Me | Subscribe Mortgage rates continue to decline from last week. Current pricing is now at it’s lowest since February. Recommendation is to lock in if you are processing a mortgage and you are looking to close this month. ——————————————————– After closing out the previous week with slight […]
CA Bay Area Mortgage Rates Inch Back Into Historically Low Territory
Posted by Jason Wheeler | Fully Follow Me | Subscribe After quite a few ticks upward in the last few weeks It looks like mortgage rates have pushed back down to their historic lows in the Contra Costa East Bay Area. If you are in the middle of processing a loan or you are refinancing […]
Deducting CA Home Mortgage Loan Interest Rates – Saving on your California Taxes
Guest post by Kevin Craig Is this how you feel when you think about tackling your taxes? Deducting home mortgage loan interest rates – Saving on your taxes Getting tax breaks on your home mortgage loan is one of the biggest benefits of home ownership but you need to know how it is possible to […]
Loan Denied by Wells Fargo, Chase or Bank of America? I Can Likely Still Help You
Posted by Jason Wheeler | Fully Follow Me | Subscribe —————————————————————— Things sure have been busy the past few months with a major refinance boom happening. In the past three months I’ve been able to several people refinance thier home and save a ton of money. If you have not asked me about my lending […]