Looking for a Bay Area Mortgage Pre Approval? The home loan process in the Bay Area can be full of challenges and “turbulence” sometimes. Rest assured the challenges are 100% worth it in order to become a home owner. If you want to cut to the chase and get your pre approval just go here. […]
Fast Bay Area Mortgage Loan Pre Approval
It’s so easy to get a mortgage pre-approval letter. It should only take about 15 minutes on the phone with a good Loan Officer and just a bit of work gathering a few income documents. We specialize in getting you pre approved fast in cities like Pleasant Hill, Walnut Creek, Concord, Martinez and Lafayette, or […]
Reviews and Testimonials for Pleasant Hill Bay Area Mortage Broker Jason Wheeler
Nothing makes my day quite like a local reviews from an amazing client in my home town of Pleasant Hill CA for my Mortgage Broker services. Thanks so much to my happy clients that truly make it all worth it. She made this review in March of 2013 on the popular site Yelp.com Review for […]
Bay Area FHA Streamline Loan Refinance Requirements, Calculators, Rates & Closing Costs Explained
The FHA Streamline refinance program is a great option for Bay Area home owners to lower their monthly payments. If you recently purchased with an FHA loan… you should know …The Federal Housing Administrations purpose is to help offer aid to homeowners to make housing and home ownership attainable and affordable. You would be wise […]
GET A BAY AREA HOME LOAN WHEN THE PROPERTY IS AN INVESTOR FLIP
How can you get a mortgage in the CA Bay Area when the subject property is an investor flip? It was pretty exciting to go into the Labor Day holiday this week knowing my amazing clients who found me on the popular site Yelp.com from the great reviews on the site a few months back […]
Bay Area Jumbo Loans Approved When Other Lenders Say No – Plegded Assets and Asset Depletion Are Okay!
C2 Financial and Jason Wheeler have some unique products that will help you get a jumbo loan closed. If you have significant stock holdings, or other liquid assets however you lack the ability to document income as defined by the IRS we can likely help you if you have been turned down by other […]
How to Get a Home Loan That Closes Fast in California – Use a Private Portfolio Lender Fast Closing Mortgages
People always ask me where can I get a fast closing mortgage in California? What is the fastest I can close a loan? Well I can say with confidence we can help you facilitate a loan that closes fast. We have the fastest closings on FHA purchase loans in the mortgage business. […]
Bay Area Mortgage Rates Hold at Lows After May Jobs Report
Market Commentary from Mortgage Daily Bay Area mortgage rates in the SF and surrounding areas continue to operate at their best levels since early February following Friday’s weaker-than-expected Employment Situation report. There was effectively no change in most lenders’ rate sheet offerings versus Friday morning’s rates. Even last week, there were no dramatic movements into the […]
Mortgage APR Explained, What is the Difference Between and Interest Rate and APR
THE APR (Annual Percentage Rate) CAN BE VERY HELPFUL It is also one of the most misunderstood numbers people find when applying for loans. As consumer loans, and mortgages in particular, turned more complicated it became necessary to help regulate the way lenders advertise and notify the potential borrower of their interest rates. The attempt […]
CA Bay Area Mortgage Rates Inch Back Into Historically Low Territory
Posted by Jason Wheeler | Fully Follow Me | Subscribe After quite a few ticks upward in the last few weeks It looks like mortgage rates have pushed back down to their historic lows in the Contra Costa East Bay Area. If you are in the middle of processing a loan or you are refinancing […]
FHA Mortgage Insurance Rates are Going Up in April 2012 for Bay Area Borrowers
Posted by Jason Wheeler | Fully Follow Me | Subscribe The FHA is said to be raising mortgage insurance rates in April 2012 from 1.00% to 1.75% and the monthly premium is going from 1.10% to 1.20%. This means you need to get off the fence and buy that home you’ve been thinking about […]
[Video] Big Banks like Citi Mortgage Settle for over 26 Billion Consumers to Benefit
Posted by Jason Wheeler | Fully Follow Me | Subscribe It will be quite interesting to see how this all plays out. I would guess that if you bought your home with an options ARM and you never refinanced these loans would likely be the first to get a slice of this settlement with the […]
HARP 2.0 Program 2012 Could Help Many in SF Bay Area – Fannie Mae Home Affordable Refinance Program & Freddie Mac’s Open Access
Posted by Jason Wheeler | Fully Follow Me | Subscribe Update 2/10/2012 – We are now accepting applications for this new program. inquire today right here! and find out about HARP 2 rates today. If you want to learn a whole lot more about HARP 2.0 changes and if you can benefit from them if […]
Why Use A Private Portfolio Mortgage Lender
Posted by Jason Wheeler | Fully Follow Me | Subscribe I’m always talking to people about the benefits of working with myself and C2 Financial Corpcompared to what I call the big three retail lenders. Bank of America, Chase, and Wells Fargo.(Stay Away if you Want a Make Sense Loan! While these big retail […]
What is an Impound Account – Why Do I Need an Escrow Account When I Buy Bay Area Real Estate?
Posted by Jason Wheeler | Subscribe What is an Impound Account? An account maintained by mortgage companies to collect amounts such as hazard insurance, property taxes, private mortgage insurance and other required payments from the mortgage holders; these payments are necessary to keep the home but are not technically part of the mortgage. Impound accounts […]
10 California Private Money Portfolio Lending Scenarios… FUNDED – We Can Close When Your Lender Says NO.
STILL NEED TO CLOSE THIS MONTH??? have a purchase go sideways on last minute? need to get a real appraiser of your choice out there? We are not HARD money!!! Programs: We specializes in loans slightly outside the box, we are not always agency sellers so most of our loans represent agency fallout or turn down’s […]