Bay area down payment assistance and first-time homebuyer grant that is 100% forgivable? Everyone should know about this down payment program, it’s the closest thing to “free money” I’ve seen in the real estate industry. While all assistance programs have pros and cons, this one comes with very few strings attached. This program works in […]
New Concord Home for Sale
April 14, 2020 By
Concord homes for sale. Best concord realtor featured property for sale. First time home buyer special financing programs available.
How Coronavirus Shelter in Place Closing is Affecting Mortgages
March 17, 2020 By
HOW SHELTER IN PLACE IS EFFECTING HOME FINANCING See in detail how the new 2020 recession is effecting mortgage rates here. Fannie Mae, Freddie Mac offer help to homeowners in COVID-19 crisis Two of the country’s best-known mortgage lenders want to help people to keep their homes. Fannie Mae and Freddie Mac both released statements […]
Weekly Wrap Up – Bay Area Mortgage Rates Back on Fire?
October 4, 2019 By
Mortgage rates are lower than they were at the close last week. Volatility is lower considerably since last week. If you missed the bottom a few weeks ago now may be a good time to take another look at a Cashout Refinance. Right now we are seeing massive volume increases from homeowners looking for cash […]
Using Your Bay Area Home as Part of your Financial Plan
February 19, 2019 By
Seems like EVERYONE wants to offer you a home value report right? When you get online everyone and their mother wants to give you a valuation on your home? Boring right? Are you looking for an ACCURATE home value report for your Bay Area home that you can count on and refer back to on […]
2019 FASTEST MORTGAGE LOAN CLOSINGS IN THE CA BAY AREA
December 5, 2018 By 8 Comments
Are you looking for the fastest closing on your home loan or new mortgage? Not only are we a DIRECT LENDER but we also work with over 50 different banks and lending partners all over California. Our team is recognized as a top producing Mortgage Broker among of over 500 throughout California. If you’re looking […]
6 Reasons It’s a Good Idea to Look at a Refinance
October 16, 2017 By 1 Comment
Paying a mortgage can feel like a trap sometimes! It feels like mortgage companies are sticking it to you right? Whether you recently bought a home two or three years ago, or if you’ve been paying on your current mortgage for several years there’s one thing that is certain. Mortgage servicer’s are interested in one […]
Thinking of Buying in 2019?
March 7, 2017 By 1 Comment
Here is the latest on East Bay Area Down Payment Options. Look over my shoulder, as I compare low down payment options to our zero down payment option that many home buyers are getting approved for recently. In this quick 10 minute video, I will show you a real life scenario comparison between two popular […]
5 Bonus Treasures for VIP Clients
February 14, 2017 By 2 Comments
Every week I work hard to bring you content full of value. I want you to test drive this content once per week. Every Tuesday I release the BEST content for those that are following and keeping up with the Bay Area Real Estate Market. If you hate it please tell me how to improve […]
Buying A Bay Area House with A Low Down Payment Loan
August 19, 2016 By 1 Comment
Did you know that you can still buy a home with a low down payment mortgage with using as little as 1% of your own money for your down payment? Before the market crashed in 2007 “no down payment loans” were used on almost every transaction when first time home buyers with limited to no […]
CONCORD CA MORTGAGE BROKER HOUSING NEWS
April 26, 2016 By 2 Comments
When you are looking for a Mortgage Broker in Concord CA give us a shout. Read the rest of the article here If you enjoyed keeping up with this info, can you do me a huge favor please? Can you “like” my business page here if you are on Facebook. ——————————- I truly value and appreciate my […]
BAY AREA REAL ESTATE CONSUMER AWARENESS GUIDE
February 29, 2016 By 1 Comment
Thank you very much for reading and downloading this Bay Area Real Estate Consumer Awareness Guide. The reason for this handbook is so that you could gain more knowledge and awareness in regards to purchasing a home here in the Diablo Valley in Contra Costa County. Purchasing and financing a home can be one of […]
REAL ESTATE MARKET DATA FEBRUARY 2016
February 8, 2016 By Leave a Comment
A lot has changed this month compared to last month in the local real estate market. Inventory is still very low prompting more competition between buyers. Unexpectedly, interest rates have fallen to near fifty-year lows. People everywhere are applying for financing and trying to buy home. NOW IS A GOOD TIME TO GET YOUR FINANCIAL […]
VIDEO TUTORIAL: BAY AREA INTEREST RATE TRENDS TODAY
October 23, 2014 By 1 Comment
Bay area interest rate trends can be difficult to predict. When locking in a good rate timing is often the key. This week we are taking a close look at some of the technical aspects of bay area interest rates. Is now a good time to lock in your interest rate for a refinance or […]
A SHIFT IN DIRECTION IN THE BAY AREA HOUSING MARKET?
October 16, 2014 By Leave a Comment
Are we getting ready for a shift in the general direction of the housing market? GET MY NEWSLETTER IN YOUR EMAIL EVERY WEEK HERE. I send my letter out once per week and I will give you a copy of Think and Grow Rich along with my very own Business start up eBook “Only If […]
SF BAY AREA MORTGAGE RATE TRENDS MAJOR RATE DROP
October 14, 2014 By 1 Comment
If you want an up to date trend report on exactly what bay area mortgage rate trends are doing watch the video below. The rate drop today was so significant I decided to make a quick 6 minute video showing you how I stack up to my competition and why anyone that recently bought a […]
GETTING THE BEST MORTGAGE RATE ON A HOME LOAN
October 8, 2014 By 8 Comments
When you’re in the market shopping and out for getting the best mortgage rates on a home loan there obviously several things to consider. Working with a broker or bank? What company to choose? Should you work with the big bank or a small bank? All of these things factor into your experience and results […]
NAKED SELFIES: THIS IS WHY YOU SHOULD USE A REALTOR
July 25, 2014 By Leave a Comment
This is a good reason why you should have a real estate professional sell your home for you… It is always difficult selling your home but it probably doesn’t help if your online brochure includes naked pictures of yourself in the bathroom. This homeowner in Texas was desperate to sell his apartment and went to […]
WHEN YOU HIRED THE WORST REAL ESTATE AGENT
June 27, 2014 By Leave a Comment
Do you think that maybe “You’ve hired the worst Mortgage or Real Estate Agent” These are some “major signs you’ve chosen the wrong agent” or Realtor to help you with your sale or your purchase Mostly this post is just for fun! Buying and selling real estate can be super stressful, the last thing you […]
Jumbo Loan Requirements for Cashout to 80% LTV: Recoup of Funds Used for the Recent Purchase of the Subject Property
January 16, 2014 By Leave a Comment
If a borrower purchased the subject property for cash within the last 12 months, refer to the guidelines below for Loan-to-Value/LTV Determination for Property Owned Less Than One Year and Recoup of Funds Used for the Recent Purchase of the Subject Property. If a borrower was added to title or received the property as a […]
