SOME OF OUR SPECIALIZED and OFTEN “OVERLOOKED” LOAN PROGRAMS INCLUDE

Please click the link on the loan program you would like to learn more about.  Let us know if you have specific questions regarding a borrower you may be working with or for yourself.

1. Conventional Residential Mortgage Lending 3% Down Payment OK.

2. Equity conversion loans to supplement social security income

3. Fastest Mortgage Payoff Method Mortgage Acceleration Loans (Ask Me)

4. Fast& Simple Unsecured Funding, in as little as 24 hours

5. Fix and Flip Loans based on After Repaired Value

6. Stated income loans from $424k to 5 million no tax returns or W2s

7. Loans Approved directly after a short sale, foreclosure or bankruptcy

8. Private Money when a Traditional Lender Says No

9. VA Loans for Veterans up to 100% See the Benefits

10. Jumbo Loans Over from $500,000 up to $5,000,000

11. Portfolio Lending for non Traditional Loans

12. Private Money when Other Banks WONT approve you

13. Home improvement loan with 0% interest for 12 months – Call and ask me for details.

Call or Apply Now for a Quick Approval and Personalized Quote 925-285-2172

Since 2003 Jason Wheeler has helped countless individuals and families purchase and finance their Bay Area Real Estate.

Multi year, top production, ranking among the top 5% of over 500 agents in one of the largest brokerages in the country.

“Helping people first, is hands down, my #1 passion.”

We believe relationships are the most important thing in the world.

In the realm of real estate and financing however, things can be convoluted, frustrating and down right frustrating in a lot of cases.

We work HARD to always make people first, and strive to not only help them with their Real Estate and financial goals but to pull back the curtains and EDUCATE people on the processes, what they can’t do, and how to make the pieces fit best in any given situation.

We’d be forever grateful for an opportunity to serve you, and EARN not only your business, but a solid life long relationship.

FAST ONLINE APPLICATION

“If you are a first-time buyer, I recommend watching Jason’s crash course video of ‘the 6 most common questions’. It’s a short, informative video. Had me so intrigued that I reached out to him the same night for additional information and so began our journey with Jason.”

Hasmin C – Clayton CA

Be sure to ask us about our exclusive SMART Home Buyer Program

SMART is for our exclusive home buyer program we offer exclusively. On average home buyers in the Bay Area save an extra $6,687.50 based on recent median home prices.

Check your Rates Here or SEND A TEXT 925-285-2172

I’m never too busy for your questions.

CLICK HERE: View Featured Properties

” We were searching for our first home and needed a good, reliable, local Pleasant Hill real estate agent. Luckily I found Jason Wheeler.

Jason has been prompt and responsive from the start. I found him on Yelp and was impressed on how responsive he was to my Yelp message on a Sunday night.

But it didn’t stop once we decided to have him be our Real Estate Agent. He’s been consistent with his communication and even provided us with videos to help us learn the home buying process; going over comparable sales, offer letter, loan disclosure, etc. which was perfect for us since we could view it at our convenience from our SF home as we were remotely searching.

These videos were extremely important to us as we wanted to learn as much as we could from our first home buying process. Jason has a wealth of knowledge being a real estate agent and a loan broker. In addition, we wanted someone familiar with the Pleasant Hill/Martinez as that was our targeted area, and Jason being a Pleasant Hill local (born and raised) totally fit the bill.

His unbiased, objective 3rd party opinion helped my husband and I as we went through multiple open houses over consecutive weekends and signed a handful of offer letters. Luckily, we got a house that checked all our must haves right as we were about to give up hope.

Thanks to Jason, we were reassured with our initial over ask offer, discussed the inspections, and understood our loan.

If you’re looking for a reliable, honest and knowledgeable real estate agent, who is also a loan broker look no further!! Your search has ended!!!!”

Jennifer and Roy, Martinez CA

UNIQUE LOAN PROGRAMS WE OFFER

All of our unique niche loan programs are specialized for the San Francisco Bay area. We simply offer mortgage lending options in the Bay Area that our competitors cannot approve for you!

We have relationships with over 40 lenders, banks and portfolio private capital lenders who offer programs that your retail banks cannot compete with

RATE ALERT – Currently if you own a home and you have an interest rate over 4% you should take a good hard look at your situation to see if a refinance would benefit you.

If you have been turned down somewhere else it is very likely that we can help you close on the loan that you need in order to secure the real estate you are shopping for and put you in the best financial situation possible.

PEOPLE ALSO READ – Home Buyer Crash Course Zero Down Payment Homes

“My husband and I are first time home buyers and Jason made the process so easy! Jason communicated with us constantly and took the time to make sure we were well educated along the way! Jason is very easy to talk to and makes you feel like family. I will definitely use Jason again”

Kennedy P – Walnut Creek CA

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• 21 Day Close on purchase transactions

• No lender fee loans available

• We shop your loan to fit your scenario and get you the best pricing

• More lending programs with over 40 banking relationships

• Government and FHA Loans with as little as 3.5% down payment

• Streamlined refinances with today’s low rates

• We work great with your Realtor search newest Properties here

• Already a home owner? Evaluate your current property situation here

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When was the last time you had a Credit Check up?

We would be happy to evaluate your credit report with you and show you what you can do to improve your scores and get a better loan! We can also help you repair your credit score.

READ WHAT OUR CLIENTS SAY ABOUT WORKING WITH US HERE

Then call or text with any questions no matter how small. 925-285-2172

Here is the latest news on Mortgage and real estate trends

Already a homeowner?  Here’s something special just for you!

When you’re in school you get report cards.

You get a monthly report from your bank on your checking account.

When you invest you get a monthly statement from your planner.

Why don’t you have a monthly report card on your homes specific performance

Review this free demo of our Home Report Card customized just for you.