Thank you for visiting my personal Real Estate and Lending blog.

I truly appreciate it.

I have an important message for you if you are thinking of buying or own Real Estate in the CA East Bay Area.

Even if you are currently renting but maybe you are TIRED of the high rent costs here and would like to have a piece of the pie yourself.

Listen up…

I’m not always the most “politically correct” or reserved business person.  I only truly want to work with people that I can make raving fans out of.

Because of this I’m going to promise to be completely real and authentic with you.

If you have been following my posts online you may figure that I am different than most of my competing “suit and tie” Brokers in the Diablo Valley east of the Caldecott Tunnel.

BOTTOM LINE… I offer more flexibility and more options than your regular Mortgage or Real Estate Office.

Please let me prove it to you.

WHAT WE OFFER WHY WE’RE DIFFERENT

A top producing agent in the East Bay area since 2003 with over 700 of closed transactions.

60 different banks to use when you need to purchase a home or refinance your current mortgage.

One stop shop Real Estate and Financing services. When you work with me on both ends there are many benefits… I like to refer to you as a VIP Client!

> GO VIP HERE AND GET YOUR 5 BONUSES

HERE IS WHAT BAY AREA VIP CLIENTS GET

1. All services under one roof!

2. Fierce negotiation and coaching to GET you the house you want in a tough marketplace.

3. No breakdown in communication between Agent and Loan Officer one point of communication.

4. I KNOW your file, I KNOW your finances and I KNOW what we can qualify for buy or negotiate.

5. Most listing agents looking at our offers LOVE the idea of an accessible Loan Officer that has control of both the loan and the Real Estate negotiations as well as direct access to the bank underwriter making the final decision on the loan parameters.  They KNOW that if they get in contract with us… nobody has more motivation to close than our team.

6. Serious discounts and credits for VIP clients. (ask me about this)

HERE IS WHO I SERVE IN THE BAY AREA

We serve a wide range of of clients in the East Bay Area.

Some of the people we are most passionate about helping are:

First time home buyers with limited down payment available We LOVE first time buyers

Veterans looking to buy a home with no money down.

Potential buyers looking for a great deal on a foreclosure

Home sellers of all walks of life, We LOVE helping people fix up a home before selling it.

Someone with a Mortgage looking for the lowest rate possible and a fast closing

BAY AREA REFINANCE OPTIONS

When it comes to refinancing, you want someone with experience and options.

That being said we offer the best of the best when it comes to the options and programs that the market place has to offer. Including

1. Stated income portfolio loans

2. Bank Statement loans

3. Cash out loans

4. Government loans

5. Private money loans for real estate investors

Generally you may want to look at refinancing if you can say yes to any of the following questions below.

BE SURE TO SEE IF ANY OF THE BELOW APPLIES TO YOU:

1. If you have an interest rate at 4% or above please reach out.

2. If you may be in a position to switch from a 30 to a 15 year fixed please reach out.

3. If you have other consumer debt (auto payments, credit card/s, student loan/s, etc).

4. If you have a desire to make home improvements and need money.

5. If you have an ARM (adjustable rate mortgage), reach out.

6. If you are paying PMI (private mortgage insurance), reach out.

Also… In most cases, when you refinance, you defer a mortgage payment, so that could be some cash in your pocket too.

There could be other benefits…  you should just call my cell phone and ask me.

>> HERE ARE THE TYPE OF LOANS WE CAN OFFER

SELLING OPTIONS FOR BEST PRICE IN THE BAY AREA

When you are looking at selling your home in the East Bay Area we pride ourselves on standing outside of the crowded real estate industry.  Rather than simple selling your home for a commission we can help you with several options that other brokers simply will not offer to you.

HERE ARE SELLING OPTIONS WE OFFER FOR BAY AREA SELLERS

1. We can stage and sell your home for top dollar if it’s ready to go.

2. If you need repairs we can partner with you to repair the home and stage it before listing to get TOP DOLLAR

3. We will offer to BUY YOUR HOME for a price you like if either of the two options above won’t suit you.

CONTACT OUR BAY AREA TEAM NOW WITH QUESTIONS

At the end of the day, hears the bottom line…

We know and understand that you have many many choices when it comes to your Real Estate and Mortgage needs.

We like to believe that we set ourselves apart from the group by offering several different services under one roof with a top-notch knowledgeable team and experience to back us.

Please reach out anytime if you have questions about any Real Estate or Lending scenario you’d like to brainstorm on.

Call my cell phone (I actually answer it, or I’ll call you back fast) 925-285-2172 and let’s think of some ideas together to solve any problem you might have together.