These stated income loans in the California Bay Area go up to 5 million 80% LTV as little as 20% down payment. No tax returns, no W2s or pay stubs needed. Send us your scenario.

WHO CAN QUALIFY FOR STATED INCOME PROGRAM?

This Bay Area Stated Income Loan program is specifically intended for people in businesses like, Realtors, Loan Officers, Uber Drivers, Marketers, just about anyone who…

Makes decent money,

Has assets to support their stated income,

Has a significant down payment or equity in the home and…

Cannot document the income in a traditional way.

EASY JUMBO LOANS IN DIABLO VALLEY

Jumbo financing for East Bay Area Luxury homes for the Diablo Valley.  If you are looking for a very large loan in Walnut Creek, Danville, Lafayette, Orinda, Alamo or Blackhawk give us a shot on your Jumbo financing.  We just came out with a no paystub, to tax return, no transcripts program.

Loan amounts from the current conforming limits up to $2,500,000.

ASK ABOUT Bay Area STATED INCOME LOANS HERE

BAY AREA STATED INCOME LOAN FOR SELF EMPLOYED:

• NO Tax Returns needed
• NO W2s
• NO pay stubs
• NO 4506T verification!

Instead of using tax returns and pay stubs we can use:

1. Non audited P&L from your business
2. Letter from a 3rd party such as CPA verifying self employment
3. Business appears on Google, Yelp or other public domain
4. Business appears on your credit report
5. Verbal or written verification of employment from employer
6. Assets on hand before down payment are used to calculate your income ratios

NO tax returns or W2s are required.

Pricing can change without noticed unless you secure a lock. Credit requirements apply.  Rates can start as low as 4.5% but will depend on your specific loan profile.

Bay Area W2 Borrowers ARE Eligible for
P&L or Stated

Call my cell phone and ask me about Bay Area Stated Income Loans now 925-285-2172