I was just on the phone with someone who was asking me questions about getting approved and financing Real Estate… He mentioned how he didn’t want to buy now and wanted to wait until Summer next year before getting started… (like a lot of people do) Basically I told him to quit screwing around, put […]
Archives for 2015
BEST CHRISTMAS FAILS FOR A LAUGH
December 12, 2015 By Leave a Comment
If you can just use a laugh… Take a quick second out of your busy day for these Christmas fails. FUNNY CHRISTMAS FAIL COMPILATION MORE FUN VIDEOS LIKE THIS THESE ARE FUNNY FOR A LAUGH BUT THIS IS SERIOUS BUSINESS
DECEMBER 2015 MORTGAGE RATE WATCHING
December 12, 2015 By Leave a Comment
UPDATE: yup they finally did it… the FED raised rates. The Federal Reserve did it — raised the target federal funds rate a quarter point, its first boost in nearly a decade. That does not, however, mean that the average rate on the 30-year fixed mortgage will be a quarter point higher when we all […]
HAVE YOU EVER SEEN A MISSHAPEN CLOUD?
December 2, 2015 By Leave a Comment
This message is one of my favorites… not only for sharing a positive message but almost whenever I’m doubting myself or feeling down. It almost always changes my mood. I hope you enjoy it. “You’ve never seen a misshapen cloud… clouds don’t make mistakes. Did you ever see a badly designed wave? A friend I’m […]
OPEN HOMES TODAY IN CONCORD CA!
October 25, 2015 By Leave a Comment
Open homes today in Concord CA schedule can be downloaded here. If you’re out shopping for real estate in the Concord area there are plenty of listings that are open today under $500,000 Download a full schedule of open homes right here in simple pdf form so you can hit them all Check out our […]
BIG CHANGES TO FHA HUD LOANS SEPTEMPER 15th 2015
September 2, 2015 By Leave a Comment
If you or a family member are in the process of trying to buy a home, then you should know that new changes to FHA Loan Guidelines may drastically affect the ability of new home buyers to qualify for a home loan. You need to know this if you have student loans or plan to […]
WEEKLY WRAP UP: VOLATILITY OR OPPORTUNITY?
June 3, 2015 By Leave a Comment
Are we getting ready for a shift in the general direction of the housing market? I send my letter out once per week and I will give you a copy of Think and Grow Rich along with my very own Business start up eBook “Only If you Hustle” when you sign up. You can cancel […]
LOWER OR REMOVE MORTGAGE INSURANCE ON MY FHA LOAN
June 2, 2015 By 2 Comments
If you recently bought real estate or own a home and you use an FHA mortgage in order to purchase in the year 2014 he would do yourself a favor by looking into the FHA streamline refinance. MORTGAGE INSURANCE LOWERED ON FHA If you recently bought a home using HUDs FHA loan than you may […]
VIDEO: MORTGAGE RATE FORECAST JUNE 2015
June 2, 2015 By Leave a Comment
I’ve been getting some great feedback from recent market updates I’ve been doing on YouTube and mailing out to my list. Here is an example of my most recent Weekly Wrap Up. Those of you that have been responding personally via email or with a phone call or signing up for our most recent classes […]
Bay Area Home Loan Closing Costs Estimates & Calculator
February 28, 2015 By 1 Comment
Clients who are looking to buy Real Estate in Bay Area cities like Pleasant Hill, Martinez, Walnut Creek and Lafayette who come to me often ask me about closing costs and how to explain them. To answer your questions: Closing costs can be taken care of in three ways in most cases. Buyer pays all […]
JUMBO PURCHASE LOANS UP TO 90% LTV PURCHASE 10% DOWN NO MORTGAGE INSURANCE
February 14, 2015 By 1 Comment
Here are some of the main point and highlights for our Jumbo purchase loans up to 90% loan to value ratio (90% LTV) or as little as just 10% down payment on your purchase. If you are looking to make a large Real Estate Purchase in the East Bay area in a city like […]
Can you Get a Jumbo Loan After a Foreclosure Short Sale or Bankruptcy?
February 14, 2015 By 9 Comments
“Can you get a jumbo loan after a foreclosure short sale or bankruptcy?” This is a question that I am asked on a regular basis from all kinds of consumers that suffered from a recent housing event like a foreclosure, short sale or bankruptcy since the housing crash and foreclosure crisis that occurred nationwide in […]
FHA MORTGAGE LOAN RULES – INSURANCE RATE LOWERED
January 24, 2015 By 2 Comments
FHA mortgage loan rules in the bay area have recently changed. I thought you would be interested to know about this if you haven’t heard yet. This could be good for any FHA buyers that are on the fence and save them some money. You can learn more about FHA guidelines and rules here. However […]
