New Year 2012 CA Bay Area Mortgage Trends Best Rates in the Bay

Posted by Jason Wheeler | Fully Follow Me | Subscribe

By MIA LAMAR

Average fixed mortgage rates in the U.S. over the past week finished the year near all-time lows, with the 30-year home loan at 3.95%.

According Freddie Mac’s weekly survey of mortgage rates, the rate for a 30-year fixed-rate mortgage has been at or below 4% for the past nine consecutive weeks and only twice in 2011 did it average above 5%.

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So… you want today’s best mortgage rates for your home purchase or refinance?

Bank rates change daily and sometimes multiple times daily. See below for most up to date data on mortgage trends. If you would like pin point pricing you should email or call us anytime.

Remember… the rates in the below trend chart are the average rate in California. We work with several wholesale lenders and in almost every case we can beat the Average interest rates by up to .5% If you have questions about today’s best mortgage rates in the Bay Area get in touch with us today and find out how you can get the best rates the market can offer in today mortgage market.

Some of the Loan Options we Specialize in Are

• Making Home Affordable HARP Relief Refinances
• Residential Mortgage Lending
• Private Money when a Traditional Lender Says No
• VA Loans for Veterans up to 100% See the Benefits
• Jumbo Loans Over from $500,000 up to $5,000,000
• Portfolio Lending for non Traditional Loans
• Commercial and Apartment Financing
• Transactional Funding for Real Estate Investors

Call or Email Us now for a Quick Approval and Personalized Quote 925-285-2172

Rates on the above trend chart show the AVERAGE mortgage rate currently in California. The rate on your loan scenario could be lower or higher than the posted average rate depending on different criteria and what lender we work with. For absolutely NO OBLIGATION email us and we will shop over 30 lenders in order to get you the best combination of rate and costs to close along with the criteria required to close your loan. In order to get your FREE Custom Quote just email us with:

1. The Loan Amount you wish to qualify for
2. The property you want to finance and weather you occupy it or not
3. Reason for the loan ext… (lower my rate, take cash out, purchase a property)

Within 24 hours we will email you back with a custom quote that you can compare with other lenders like your personal bank or current broker. YOU DON’T EVEN HAVE TO CALL OR PROVIDE A PHONE NUMBER!

You can apply quickly by inquiring here

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